Global stock

NYSEUSD

Bank of America

BAC

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

64/ 100

Overall score·BAC

Current price

50.52USD

26/10/2026

P/E, P/B

Valuation

Strong

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

P/E 12,4, forward P/E 10,2 a PEG 0,85 ukazují na relativně příznivou valuaci, zatímco P/B 1,37 je u velké banky přiměřené; růst EPS i tržeb je výrazný. Ziskovost je solidní, ale stabilitu oslabuje citlivost banky na ekonomický cyklus a momentum je slabé: cena klesla za 30 dní o 13,1 % a leží pod 50denním i 200denním průměrem.

§ Outlook vs S&P 500Next 12 months

Probably yes

Estimated chance of beating the index: about 60%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Financial results

Financial results·BAC

mld. USD

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·BAC

Net marginEBITDA marginDashed = estimate

Net margin

+25.7 %

FY 2025 · reported

EBITDA margin

0.0 %

FY 2026 · estimate

Net margin

+29.5 %

last 12 months

Operating margin

+38.3 %

last 12 months

ROE

+11.2 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

Brian Thomas Moynihan je předsedou představenstva a CEO. Dean C. Athanasia a James P. DeMare působí jako spolu-prezidenti; Alastair M. Borthwick je výkonným viceprezidentem a CFO. Strategie skupiny stojí na propojení retailového a firemního bankovnictví, správy majetku a kapitálových trhů.

Articles about Bank of America, in Czech (2)

Bank of America (BAC) zaznamenal největší jednodenní propad od dubna 2025, vysvětluje Yahoo Finance

Bank of America (BAC) během dnešní seance utrpěla největší jednodenní propad od dubna 2025. Podle článku na Yahoo Finance a Barchartu jsou důvody poklesu spojeny s nejistotou kolem budoucí ziskovosti banky a vývojem kreditního portfolia, což vyvolalo prodejní tlak.

19 September 2026· 4 min

Bank of America preferuje Chevron před Exxon kvůli rizikům Hormuzu a vyšším cenám ropy

Bank of America zvýšila doporučení pro akcie Chevron (CVX), přičemž dává přednost této ropné společnosti před Exxon kvůli rostoucím rizikům v Hormuzském průlivu. Tyto geopolitické napětí spolu s očekávaným růstem cen ropy posilují pozici Chevron na trhu.

11 July 2026· 3 min

§ Frequently asked questions

What is Bank of America (BAC)?

Bank of America (BAC) is a global stock traded on NYSE. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Bank of America price today?

As of 26 October 2026, Bank of America trades at about 50.52 USD per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Bank of America?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Bank of America pay a dividend?

Bank of America either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Bank of America a good investment in 2026?

Our AI signal currently rates Bank of America as neutral (score 45/100). Financial health comes out at 64/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Bank of America

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Neutral

News summary

Fresh news

Signal 27/10, 01:02

Bank of America podpořila Pharvaris v souvislosti s pokrokem v léčbě vzácného otokového onemocnění; pro BAC jde o omezený signál, jehož význam by potvrdil konkrétní obchodní dopad.

Předchozí signály zachycují tlak spojený s regulatorními sankcemi a obavami o trh, zatímco aktuální zpráva nenaznačuje významný katalyzátor pro banku. Celkový výhled zůstává opatrný.

Risks: Pohled by se zlepšil při stabilizaci úvěrového prostředí a přesvědčivém pokroku ve výsledcích či řízení banky.

More about the signal

Risks: Pohled by se zlepšil při stabilizaci úvěrového prostředí a přesvědčivém pokroku ve výsledcích či řízení banky.

Signal history· 2

26/1016:0238 · Slightly negative
Bank of America přidala do představenstva dva ředitele; dopad na výhled bude záviset na tom, zda změna přinese konkrétní posun v řízení.
25/1019:0126 · Strongly negative
Bank of America varuje, že nákladné financování rozmachu AI by mohlo v roce 2027 ohrozit akciový trh; dopad na BAC závisí na vývoji úvěrových podmínek a trhu.

The full 90-day signal history is part of Premium.

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DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 16 of 18

Valuation score

4/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

21% above the 1-year low (46.72 USD to 64.81 USD), based on stored daily prices.

4. P/E vs. similar companies

P/E 12.4 vs. median 13.0 (42 companies).

5. P/E relative to growth

PEG 0.9; a lower value means cheaper growth.

6. Analyst price target

33.6% vs. the current price, 21 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

50.52 USD

Low 62.00 USDHigh 75.00 USD

Current priceAverage: 67.48 USD

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+33.6%

Average target 67.48 USD vs. price 50.52 USD.

Analyst consensus

Target range

62.00 USD - 75.00 USD

Coverage

21 analysts

Analyst consensus

1.5 / 5

Changes 180 d

+0 / -1

EPS next year

14.5%

Revenue next year

5.3%

Valuation multiples

12.4

10.2

1.4

3.3

0.9

52-week range21% above the low

46.72 USD64.81 USD

34.0%

17.0%

29.5%

11.2%

Price vs 50D-17.0%

Price vs 200D-8.6%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 26/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

strong

Management vedený Brianem Moynihanem vykazuje dlouhodobou schopnost řídit rozsáhlou diverzifikovanou banku, avšak governance skóre a zvýšené auditní riziko představují slabší stránku.

strong

Moat podporuje rozsáhlá klientská základna, silná značka, diverzifikované služby a rozsah distribuční sítě, které zvyšují náklady na změnu banky.

Information

Type: Global stock
Symbol: BAC
Exchange: NYSE
Currency: USD
Sector: Bankovnictví
: 12.4x
: 375.9B USD
: 1.21

§ Risk profile

Výsledky mohou oslabit pokles úrokových sazeb či marží, zhoršení schopnosti klientů splácet úvěry a ztráty z úvěrů nebo cenných papírů. Českému investorovi navíc výnos v korunách kolísá s kurzem USD/CZK.

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