Global stock

NYSEUSD

NIO Inc.

NIO

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

49/ 100

Overall score·NIO

Current price

3.26USD

26/10/2026

P/E, P/B

Valuation

Neutral

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Akcie NIO naznačují podhodnocení na základě nízké P/B a EV/EBITDA, avšak vysoká zadluženost a záporná ziskovost snižují celkovou atraktivitu. Růstové trendy jsou silné, ale stabilita je nižší kvůli vysoké volatilitě a rizikům v sektoru EV.

§ Outlook vs S&P 500Next 12 months

About the same

Estimated chance of beating the index: about 52%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Financial results

Financial results·NIO

mld. USD

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·NIO

Net marginEBITDA marginDashed = estimate

Net margin

-17.8 %

FY 2025 · reported

EBITDA margin

-5.2 %

FY 2026 · estimate

Net margin

-4.2 %

last 12 months

Operating margin

-1.1 %

last 12 months

ROE

-45.3 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

Bin Li je spoluzakladatel, předseda představenstva a generální ředitel; Lihong Qin je spoluzakladatel, prezident a člen představenstva. Finančním ředitelem je Yu Qu a vztahy s investory vede Rui Chen. Strategie společnosti stojí na prémiových elektromobilech, výměně baterií, službách kolem vlastnictví vozu a rozšíření nabídky prostřednictvím značek ONVO a Firefly.

Articles about NIO Inc., in Czech (4)

NIO zaznamenává růst akcií po uvedení modelu Firefly na hongkongský trh

Akcie čínského výrobce elektromobilů NIO vzrostly po oznámení o debutu nového modelu Firefly na trhu v Hongkongu. Tato expanze do trhů s pravostranným řízením je dalším krokem v globální strategii firmy, která posiluje svou přítomnost v Asii.

25 June 2026· 3 min

Nio zahajuje červen s novým vlajkovým SUV a 17týdenní frontou na doručení

Nio začalo červen s velkým zájmem o své nové vlajkové SUV, které má již nyní 17týdenní čekací lhůtu na doručení. Tento model byl představen teprve nedávno, ale zájem zákazníků je enormní, což odráží důvěru v značku a její produkty.

3 June 2026· 3 min

Nio zvýšilo akcie o 10 % po představení největšího čínského elektromobilu SUV

Akcie čínského výrobce elektromobilů Nio vzrostly o 10 % po premiéře nového velkého SUV, které je největším modelem v jeho nabídce. Tato událost posiluje důvěru investorů v růstové vyhlídky firmy na čínském trhu s elektromobily.

30 May 2026· 2 min

NIO hlásí lepší výsledky za první čtvrtletí a analytici zvyšují odhady

Čínský výrobce elektromobilů NIO oznámil své výsledky za první čtvrtletí 2026, přičemž dosáhl lepších finančních výsledků, než se očekávalo. To vedlo analytiky k navýšení svých odhadů budoucího výkonu firmy.

25 May 2026· 3 min

§ Upcoming results

24 November 2026

in 28 days

Earnings

Earnings = quarterly financial results (revenue and profit). Companies publish them every three months and the share price often reacts strongly.

§ Frequently asked questions

What is NIO Inc. (NIO)?

NIO Inc. (NIO) is a global stock traded on NYSE. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the NIO Inc. price today?

As of 26 October 2026, NIO Inc. trades at about 3.26 USD per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy NIO Inc.?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does NIO Inc. pay a dividend?

NIO Inc. either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is NIO Inc. a good investment in 2026?

Our AI signal currently rates NIO Inc. as neutral (score 46/100). Financial health comes out at 49/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy NIO Inc.

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Neutral

News summary

Fresh news

Signal 27/10, 17:02

Podle zprávy NIO zvýšila prodeje o 49 %; pokud se tento růst promítne do trvalejší poptávky, může zmírnit tlak na akcii.

Růst prodejů je pozitivní signál, ale akcie dál oslabuje: za 7 dní ztratila 3,83 % a za 30 dní 8,94 %. Slabé momentum a klesající trend krátkodobý výhled zhoršují.

Risks: Pokud se růst prodejů ukáže jako krátkodobý a poptávka zůstane slabá, může tlak na cenu pokračovat.

More about the signal

Růst prodejů je pozitivní signál, ale akcie dál oslabuje: za 7 dní ztratila 3,83 % a za 30 dní 8,94 %. Slabé momentum a klesající trend krátkodobý výhled zhoršují.

Risks: Pokud se růst prodejů ukáže jako krátkodobý a poptávka zůstane slabá, může tlak na cenu pokračovat.

Signal history· 2

27/1005:0223 · Strongly negative
NIO podle zprávy klesla na nové 52týdenní minimum; pokles by mohl pokračovat, pokud se neobnoví důvěra v růst prodejů a poptávku.
24/1016:0228 · Strongly negative
NIO za měsíc ztratila 10,4 % a klesla na nové 52týdenní minimum; zářijové dodávky rostly jen o 7,7 %. Stabilnější růst prodejů by tlak zmírnil.

The full 90-day signal history is part of Premium.

Ask the AI

DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 14 of 18

Valuation score

2/ 6

2/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

0% above the 1-year low (3.26 USD to 6.87 USD), based on stored daily prices.

4. P/E vs. similar companies

The sector sample has only 10 companies; scoring needs at least 8.

5. P/E relative to growth

PEG or a reliable growth input is not available.

6. Analyst price target

96.3% vs. the current price, 24 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

3.26 USD

Low 4.01 USDHigh 10.11 USD

Current priceAverage: 6.40 USD

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+96.3%

Average target 6.40 USD vs. price 3.26 USD.

Analyst consensus

Target range

4.01 USD - 10.11 USD

Coverage

24 analysts

Analyst consensus

1.8 / 5

Changes 180 d

+1 / -1

EPS next year

448.6%

Revenue next year

20.4%

Valuation multiples

28.8

15.1

1.5

52-week range0% above the low

3.26 USD6.87 USD

69.0%

-4.2%

-45.3%

Price vs 50D-26.6%

Price vs 200D-36.5%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 26/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

mixed

Management má solidní reputaci a strategii expanze, což je pozitivní, ale vysoká zadluženost a záporné zisky snižují jejich skóre.

good

NIO má určitý konkurenční náskok díky své značce a inovacím v segmentu EV, avšak vysoká konkurence a závislost na dodavatelských řetězcích představují slabiny.

Information

Type: Global stock
Symbol: NIO
Exchange: NYSE
Currency: USD
Sector: Spotřební zboží – zbytná spotřeba
: 9.2B USD
: 203.2 %
: 0.92

§ Risk profile

NIO vykazuje ztráty a potřebuje financovat růst i kapitálově náročnou infrastrukturu. Český investor navíc čelí volatilitě čínského automobilového trhu, regulatorním a geopolitickým rizikům a pohybu kurzu USD/CZK.

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