Global stock

AMSEUR

NN Group NV

NN.AS

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

68/ 100

Overall score·NN.AS

Current price

76.08EUR

23/10/2026

P/E, P/B

Valuation

Strong

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Nízké P/E, forward P/E a P/B spolu s PEG pod 1 ukazují na příznivé ocenění vůči běžným tržním úrovním, přestože pojišťovny se obvykle oceňují odlišně od širšího trhu. Ziskovost je solidní a vykázaný růst EPS výrazný, ale pokles tržeb, mírné cenové oslabení za posledních 30 dní a rizika investičního portfolia omezují celkové hodnocení.

§ Outlook vs S&P 500Next 12 months

Probably yes

Estimated chance of beating the index: about 60%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Financial results

Financial results·NN.AS

mld. EUR

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·NN.AS

Net marginEBITDA marginDashed = estimate

Net margin

+9.0 %

FY 2025 · reported

EBITDA margin

+41.7 %

FY 2026 · estimate

Net margin

+13.3 %

last 12 months

Operating margin

+31.2 %

last 12 months

ROE

+8.8 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

David E. Knibbe je předsedou výkonné rady a CEO, Annemiek T. J. van Melick místopředsedkyní správní rady a CFO. Strategie skupiny stojí na pojišťovnictví, penzijních produktech, bankovnictví a správě investic; další členové vedení odpovídají mimo jiné za nizozemské neživotní pojištění, bankovnictví, technologie a udržitelnost.

Articles about NN Group NV, in Czech (0)

No articles yet. New analyses are published daily.

§ Frequently asked questions

What is NN Group NV (NN.AS)?

NN Group NV (NN.AS) is a global stock traded on AMS. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the NN Group NV price today?

As of 23 October 2026, NN Group NV trades at about 76.08 EUR per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy NN Group NV?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does NN Group NV pay a dividend?

NN Group NV either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is NN Group NV a good investment in 2026?

Our AI signal currently rates NN Group NV as neutral (score 49/100). Financial health comes out at 68/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy NN Group NV

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Neutral

News summary

Older news

Signal 25/10, 17:01

Zpráva uvádí, že výsledky NN Group podporují cenu akcie, ale její další směr zůstává nejasný; trvalejší cenová síla by tento pohled potvrdila.

Cena za 7 dní klesla o 0,5 % a za 30 dní o 3,53 %; klesající trend a momentum 35 krátkodobě zatěžují výhled. Výsledky a stabilní pojišťovací model poskytují protiváhu.

Risks: Další pokles ceny a zhoršení výsledků či výhledu by oslabily střednědobou stabilitu.

More about the signal

Cena za 7 dní klesla o 0,5 % a za 30 dní o 3,53 %; klesající trend a momentum 35 krátkodobě zatěžují výhled. Výsledky a stabilní pojišťovací model poskytují protiváhu.

Risks: Další pokles ceny a zhoršení výsledků či výhledu by oslabily střednědobou stabilitu.

Signal history· 2

02/1016:0263 · Slightly positive
Makroekonomické podmínky EU a regionální dynamika naznačují smíšený výhled pro NN Group; zlepšení v některých segmentech je vyvažováno tlakem na pokračující reformy a regulační rizika.
28/0908:3079 · Strongly positive
NN Group ukazuje solidní výkon v souvislosti s makroekonomickým prostředím a sektorem pojištění; pozitivní trend je podpořen stabilní cenovou hladinou a technickým nádechem.

The full 90-day signal history is part of Premium.

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DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 18 of 18

Valuation score

1/ 6

3/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

67% above the 1-year low (64.62 EUR to 81.60 EUR), based on stored daily prices.

4. P/E vs. similar companies

The sector sample has only 2 companies; scoring needs at least 8.

5. P/E relative to growth

PEG 0.9; a lower value means cheaper growth.

6. Analyst price target

8.3% vs. the current price, 13 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

76.08 EUR

Low 72.00 EURHigh 97.50 EUR

Current priceAverage: 82.42 EUR

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+8.3%

Average target 82.42 EUR vs. price 76.08 EUR.

Analyst consensus

Target range

72.00 EUR - 97.50 EUR

Coverage

13 analysts

Analyst consensus

Changes 180 d

+0 / -0

EPS next year

5.1%

Revenue next year

2.6%

Valuation multiples

11.2

8.6

1.0

1.4

-6.7

0.9

52-week range67% above the low

64.62 EUR81.60 EUR

200.0%

-5.0%

13.3%

8.8%

Price vs 50D-2.3%

Price vs 200D3.4%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 23/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

strong

Vedení zdůrazňuje kapitálovou disciplínu, řízení rizik a stabilní návratnost pro akcionáře; dostupné údaje o governance jsou celkově příznivé, byť práva akcionářů představují slabší oblast.

strong

Rozsáhlá značka, dlouhodobé vztahy s klienty a široká nabídka pojištění a penzijních služeb vytvářejí výhodu v rozsahu a distribuci, kterou však částečně omezuje silná konkurence a regulace.

Information

Type: Global stock
Symbol: NN.AS
Exchange: AMS
Currency: EUR
Sector: Finanční služby a pojišťovnictví
: 11.2x
: 19.7B USD
: 62.2 %
: 0.54

§ Risk profile

Výsledky a kapitálová pozice mohou citlivě reagovat na změny úrokových sazeb, tržní ocenění investic a rozsáhlé pojistné škody. Český investor navíc podstupuje kurzové riziko EUR/CZK.

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