Global stock

NYSEUSD

Visa Inc.

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

66/ 100

Overall score·V

Current price

404.16USD

26/10/2026

P/E, P/B

Valuation

Weak

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Akcie Visa ukazují na podhodnocení podle P/B a P/E ve srovnání se sektorem, přičemž růst a ziskovost jsou silné. Stabilita je průměrná, ale momentum a nálada trhu jsou pozitivní, což naznačuje trend směrem k růstu.

§ Outlook vs S&P 500Next 12 months

About the same

Estimated chance of beating the index: about 51%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Metrics summary

A quick look at Visa Inc. (V) combining financial health, the short-term signal, valuation, DCF, management quality and operating metrics. It is analytical context, not a recommendation to buy or sell.

66/100

The overall score is based mainly on long-term fundamentals, complemented by the current signal and the available qualitative rating of the company.

52/100

Neutral signal based on current news, price action and the economy.

31/100

A lower score means the stock is expensive relative to the company's earnings and assets.

67% above fair value

An estimate of what the stock should be worth based on the company's future cash.

+14%

How fast the company's revenue grows year on year.

85/100

How much the company earns from each unit of revenue and from invested capital.

70/100

Debt level, share-price volatility and how resilient the company is in bad times.

85/100

AI estimate of management quality, execution and capital allocation.

70/100

AI estimate of the company's durable competitive advantage.

§ Financial results

Financial results·V

mld. USD

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·V

Net marginEBITDA marginDashed = estimate

Net margin

+50.1 %

FY 2025 · reported

EBITDA margin

+65.0 %

FY 2026 · estimate

Net margin

+50.8 %

last 12 months

Operating margin

+66.1 %

last 12 months

ROE

+61.2 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

Generálním ředitelem a členem představenstva je Ryan M. McInerney; finančním ředitelem Christopher Suh. Rajat Taneja vede technologickou oblast. Strategie společnosti stojí na rozšiřování digitálních plateb, zpracování transakcí a služeb s přidanou hodnotou, včetně řešení pro přeshraniční platby a obchodníky.

Articles about Visa Inc., in Czech (3)

Visa převádí platby přes USDC do komerčního provozu s Inyo Global

Visa 15. října oznámila, že přes Inyo Global zpřístupňuje financování přeshraničních výplat pomocí USDC v komerčním provozu. Instituce tak mohou platby předfinancovat téměř v reálném čase a nepřetržitě ve více než 180 zemích, zatímco příjemci dostávají místní měnu.

18 October 2026· 2 min

Visa spouští Click to Pay pro Revolut v Evropě, zvyšuje bezpečnost online plateb

Visa zavádí službu Click to Pay pro klienty Revolut v Evropě, čímž výrazně snižuje riziko online podvodů. Tento krok přichází v době, kdy fintechové společnosti hledají nové způsoby, jak zvýšit důvěru uživatelů při digitálních transakcích.

17 June 2026· 3 min

Greg Abel prodal podíl Berkshire Hathaway v Visa a Mastercard, začal novou pozici v akcii, kterou Buffett před 6 lety opustil

Greg Abel, výkonný ředitel Berkshire Hathaway, oznámil prodej podílu ve Visa a Mastercard. Současně zahájil novou investici v akcii, kterou Warren Buffett před šesti lety opustil. Tato změna může naznačovat strategické přehodnocení portfolia Berkshire Hathaway.

21 May 2026· 2 min

§ Upcoming results

27 October 2026

Today

Earnings

Earnings = quarterly financial results (revenue and profit). Companies publish them every three months and the share price often reacts strongly.

§ Frequently asked questions

What is Visa Inc. (V)?

Visa Inc. (V) is a global stock traded on NYSE. Sector: Financial services. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Visa Inc. price today?

As of 26 October 2026, Visa Inc. trades at about 404.16 USD per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Visa Inc.?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Visa Inc. pay a dividend?

Visa Inc. either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Visa Inc. a good investment in 2026?

Our AI signal currently rates Visa Inc. as neutral (score 52/100). Financial health comes out at 66/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. The DCF model currently puts the price about 67 % above its model fair value. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Visa Inc.

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Neutral

Earnings today

On 27 October 2026 the company publishes its quarterly results. This period tends to bring large price moves.

News summary

Fresh news

Signal 27/10, 10:01

Visa a Mastercard čelí podle zprávy žalobě v Británii kvůli poplatkům za karty; případné finanční dopady by závisely na výsledku sporu.

Růst ceny za 30 dní a vzestupný trend podporují krátkodobý výhled, RSI 63 však není jednoznačně silným momentem. Dlouhodobě pomáhá škálovatelná platební síť, právní tlak může omezit výnosy.

Risks: Výrazný pokles objemů plateb nebo nepříznivý výsledek britského sporu by výhled oslabil.

More about the signal

Risks: Výrazný pokles objemů plateb nebo nepříznivý výsledek britského sporu by výhled oslabil.

Signal history· 2

26/1021:0261 · Slightly positive
RBC očekává, že Visa může překonat odhady při výsledcích tento týden; výsledek a výhled firmy ukážou, zda se tento optimismus potvrdí.
26/1009:0265 · Slightly positive
Etisalat Money přidává Visa Direct pro mezinárodní platby; širší využití služby může podpořit objemy, pokud se nová nabídka skutečně rozšíří mezi uživatele.

The full 90-day signal history is part of Premium.

Ask the AI

§ Model fair value (DCF)

Overvalued67% above fair value

242.36

range 190.4 – 317.8

Current price

404.16 USD

26 Oct 26

PriceFair value range (DCF)UndervaluedOvervalued

What the calculation is based on

Model

242.36 USD

range 190.4 USD – 317.8 USD

: 8.0%
: 8.5%
: 11.21 USD

Růst FCF 8 % ročně je konzervativní předpoklad pro zavedenou platební síť, zohledňuje silný růst EPS a tržeb, ale počítá s jeho postupným zpomalením. Diskontní sazba 8,5 % odráží stabilní obchodní model a betu pod 1; terminální růst 2,5 % odpovídá dlouhodobému ekonomickému růstu. Model při těchto předpokladech naznačuje hodnotu založenou na pokračujícím růstu cash flow.

DCF terms explained+

DCF (discounted cash flow) estimates how much cash the company will generate in the future and converts it into today's value per share.

Free cash flow (FCF) is the money left after running the business and investing. “12 m” means the last 12 months.

The discount rate expresses risk: the riskier the company, the higher the rate and the lower the fair value.

Fair value is a model estimate — not the market price and not an investment recommendation.

With Premium you can adjust growth, the discount rate and free cash flow, and the fair value recalculates live.

Adjust assumptions14 days free →

A model estimate, not an investment recommendation. Past performance does not guarantee future results.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 18 of 18

Valuation score

0/ 6

6/6 tests available

1. Below DCF fair value

66.8% above the DCF midpoint.

2. Well below DCF value

Discount = below the range or at least 15% below the midpoint.

3. Price vs. the last year

91% above the 1-year low (295.5 USD to 414.3 USD), based on stored daily prices.

4. P/E vs. similar companies

P/E 31.3 vs. median 16.5 (65 companies).

5. P/E relative to growth

PEG 1.7; a lower value means cheaper growth.

6. Analyst price target

3.8% vs. the current price, 37 analysts.

Price vs DCF

Current price

404.2 USD

Low 190.4 USDHigh 317.8 USD

Current priceDCF midpoint: 242.4 USD

Price vs analyst target

Current price

404.2 USD

Low 330.0 USDHigh 466.0 USD

Current priceAverage: 419.4 USD

DCF gap

above range

66.8% above the DCF midpoint (242.4 USD).

Analyst target

+3.8%

Average target 419.4 USD vs. price 404.2 USD.

Analyst consensus

Target range

330.0 USD - 466.0 USD

Coverage

37 analysts

Analyst consensus

1.5 / 5

Changes 180 d

+0 / -0

EPS next year

13.4%

Revenue next year

11.0%

Valuation multiples

31.3

24.6

19.5

15.5

22.1

1.7

52-week range91% above the low

295.5 USD414.3 USD

10.0%

14.0%

50.8%

61.2%

Price vs 50D10.1%

Price vs 200D20.3%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 26/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

strong

Management má vysoké skóre díky dobré strategické orientaci a silnému vedení, což podporuje dlouhodobou stabilitu firmy.

strong

Visa má silnou značku a rozsáhlou síť, které vytvářejí udržitelnou konkurenční výhodu, i když regulatorní rizika mohou tuto výhodu oslabit.

Information

Type: Global stock
Symbol: V
Exchange: NYSE
Currency: USD
Sector: Financial services
: 31.3x
: 691.4B USD
: 67.8 %
: 0.76

§ Risk profile

Výnos českého investora ovlivňuje kurz dolaru vůči koruně. Pro Visa jsou podstatná také regulatorní omezení poplatků, soudní spory a případný přesun plateb k alternativním sítím či přímým platebním metodám.

Ask the AI about Visa Inc.All signals