Global stock

NYSEUSD

Citigroup Inc.

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

67/ 100

Overall score·C

Current price

122.68USD

27/10/2026

P/E, P/B

Valuation

Strong

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Aktivum se obchoduje pod sektorovým průměrem P/E, což naznačuje podhodnocení. Růst zisků je silný, avšak stabilita a stabilita trhu jsou mírně podprůměrné. Celkově trend ukazuje na mírné podhodnocení s pozitivním růstovým potenciálem.

§ Outlook vs S&P 500Next 12 months

Probably yes

Estimated chance of beating the index: about 62%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Context and events

Management

CEO a předsedkyní představenstva je Jane Nind Fraser. Mark A.L. Mason působí jako výkonný místopředseda a seniorní poradce vedení, Ernesto Torres Cantu vede mezinárodní aktivity a Andrew J. Morton oblast Markets. Strategie banky zahrnuje obsluhu institucionálních klientů a globálních trhů; konkrétní aktuální cíle ani jejich plnění zde nejsou k dispozici.

Articles about Citigroup Inc., in Czech (0)

No articles yet. New analyses are published daily.

§ Frequently asked questions

What is Citigroup Inc. (C)?

Citigroup Inc. (C) is a global stock traded on NYSE. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Citigroup Inc. price today?

As of 27 October 2026, Citigroup Inc. trades at about 122.68 USD per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Citigroup Inc.?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Citigroup Inc. pay a dividend?

Citigroup Inc. either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Citigroup Inc. a good investment in 2026?

Our AI signal currently rates Citigroup Inc. as neutral (score 55/100). Financial health comes out at 67/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Citigroup Inc.

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Neutral

News summary

Fresh news

Signal 27/10, 21:02

Citigroup oznámila účastnické oznámení, strukturovala dluhopis na odstraňování uhlíku za 72 mil. USD a získala čínské schválení pro vstup na trh cenných papírů; dopad závisí na realizaci.

Čínské schválení a dluhopisové financování jsou mírně příznivé signály, jejich výnosový přínos však není jistý. Slabé momentum, klesající trend a 30denní pokles ceny krátkodobý výhled oslabují.

Risks: Pokud se vstup na čínský trh zpozdí nebo nepřinese výnosy a pokles ceny bude pokračovat, výhled se může zhoršit; stabilizace trendu by jej podpořila.

More about the signal

Risks: Pokud se vstup na čínský trh zpozdí nebo nepřinese výnosy a pokles ceny bude pokračovat, výhled se může zhoršit; stabilizace trendu by jej podpořila.

Signal history· 2

26/1009:0253 · Neutral
Čínský regulátor schválil plně vlastněnou securities jednotku Citi; podle zprávy může rozšířit využití kapitálu, přínos však závisí na dalších krocích a výnosech.
25/1000:0152 · Neutral
Čínský regulátor 23. října schválil plně vlastněnou securities jednotku Citi; zahájení ale závisí na dalších regulatorních krocích a termín banka neuvedla.

The full 90-day signal history is part of Premium.

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DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 16 of 18

Valuation score

3/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

43% above the 1-year low (105.5 USD to 145.7 USD), based on stored daily prices.

4. P/E vs. similar companies

P/E 14.8 vs. median 13.0 (42 companies).

5. P/E relative to growth

PEG 0.7; a lower value means cheaper growth.

6. Analyst price target

25.9% vs. the current price, 20 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

122.7 USD

Low 129.0 USDHigh 176.0 USD

Current priceAverage: 154.5 USD

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+25.9%

Average target 154.5 USD vs. price 122.7 USD.

Analyst consensus

Target range

129.0 USD - 176.0 USD

Coverage

20 analysts

Analyst consensus

1.7 / 5

Changes 180 d

+0 / -1

EPS next year

15.5%

Revenue next year

3.9%

Valuation multiples

14.8

10.8

1.2

2.9

0.7

52-week range43% above the low

105.5 USD145.7 USD

61.0%

16.0%

21.8%

8.5%

Price vs 50D-10.4%

Price vs 200D1.8%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 27/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

good

Management má průměrnou kvalitu s důrazem na digitální inovace a akvizice, což naznačuje dobré strategické řízení.

mixed

Moat je zčásti založen na rozšířených službách a značce, avšak regulatorní rizika a konkurence snižují jeho udržitelnost.

Information

Type: Global stock
Symbol: C
Exchange: NYSE
Currency: USD
Sector: Bankovnictví
: 14.8x
: 232.7B USD
: 1.10

§ Risk profile

Výsledky mohou oslabit růst úvěrových ztrát, pokles příjmů z obchodování či investičního bankovnictví a náklady na plnění regulatorních požadavků. Český investor navíc nese měnové riziko USD/CZK.

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