Global stock

NASDAQUSD

Grupo Financiero Galicia (ADR)

GGAL

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

45/ 100

Overall score·GGAL

Current price

35.065USD

26/10/2026

P/E, P/B

Valuation

Neutral

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Akcie Galicia vykazuje extrémně vysoké P/E, což naznačuje nadhodnocení, zatímco růstové ukazatele jsou slabé a ziskovost je nízká. Momentum a nálada trhu jsou mírně pozitivní, avšak celková hodnota je ovlivněna vysokým P/E a nízkým růstem.

§ Outlook vs S&P 500Next 12 months

About the same

Estimated chance of beating the index: about 48%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Financial results

Financial results·GGAL

M USD

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·GGAL

Net marginEBITDA marginDashed = estimate

Net margin

+2.7 %

FY 2025 · reported

EBITDA margin

0.0 %

FY 2026 · estimate

Net margin

+1.1 %

last 12 months

Operating margin

+1.8 %

last 12 months

ROE

+0.9 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

Fabian Enrique Kon je GM & CEO, Gonzalo Javier Fernández Covaro finanční ředitel (CFO), Jose Luis Ronsini CPA administrativní ředitel a Pablo Eduardo Firvida ředitel vztahů s investory. Strategickým úkolem skupiny je začlenění převzatých aktivit HSBC Argentina a řízení bankovního podnikání v nestabilním domácím prostředí.

Articles about Grupo Financiero Galicia (ADR), in Czech (0)

No articles yet. New analyses are published daily.

§ Frequently asked questions

What is Grupo Financiero Galicia (ADR) (GGAL)?

Grupo Financiero Galicia (ADR) (GGAL) is a global stock traded on NASDAQ. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Grupo Financiero Galicia (ADR) price today?

As of 26 October 2026, Grupo Financiero Galicia (ADR) trades at about 35.07 USD per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Grupo Financiero Galicia (ADR)?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Grupo Financiero Galicia (ADR) pay a dividend?

Grupo Financiero Galicia (ADR) either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Grupo Financiero Galicia (ADR) a good investment in 2026?

Our AI signal currently rates Grupo Financiero Galicia (ADR) as strongly negative (score 28/100). Financial health comes out at 45/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Grupo Financiero Galicia (ADR)

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Strongly negative

News summary

Older news

Signal 26/10, 18:01

Analytici snížili cílovou cenu GGAL z 60 na 45 USD; akcie zároveň klesly o 7,3 % při výprodeji regionálních titulů. Tlak by mohl polevit, pokud se obnoví důvěra v argentinský trh.

Pokles za 30 dní, sestupný trend a RSI 37 potvrzují slabé krátkodobé momentum; snížení cílové ceny zvyšuje opatrnost. Dlouhodobý obraz je méně jednoznačný, protože výnosy firmy pocházejí převážně z Argentiny.

Risks: Pokud se regionální výprodej zmírní a cena stabilizuje, technická slabost i negativní dopad snížených odhadů mohou rychle ustoupit.

More about the signal

Risks: Pokud se regionální výprodej zmírní a cena stabilizuje, technická slabost i negativní dopad snížených odhadů mohou rychle ustoupit.

Signal history· 2

18/1012:0133 · Slightly negative
Zpráva z 17. října tvrdí, že medvědí pohled na Grupo Financiero Galicia předcházel poklesu; další pokles by jej potvrdil, obrat ceny oslabil.
06/1005:0243 · Slightly negative
Titulek srovnává GGAL s UOVEY z pohledu hodnotového ocenění, ale neposkytuje jednoznačný závěr ani zprávu o nové události ve společnosti. Cenový obraz zároveň ukazuje týdenní odraz proti měsíčnímu poklesu a sestupnému trendu.

The full 90-day signal history is part of Premium.

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DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 16 of 18

Valuation score

3/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

0% above the 1-year low (35.07 USD to 56.46 USD), based on stored daily prices.

4. P/E vs. similar companies

P/E 139.5 vs. median 13.0 (42 companies).

5. P/E relative to growth

PEG 0.2; a lower value means cheaper growth.

6. Analyst price target

95.3% vs. the current price, 9 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

35.07 USD

Low 44.00 USDHigh 103.0 USD

Current priceAverage: 68.49 USD

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+95.3%

Average target 68.49 USD vs. price 35.07 USD.

Analyst consensus

Target range

44.00 USD - 103.0 USD

Coverage

9 analysts

Analyst consensus

2 / 5

Changes 180 d

+0 / -0

EPS next year

55.7%

Revenue next year

25.0%

Valuation multiples

139.5

7.6

14.5

0.2

52-week range0% above the low

35.07 USD56.46 USD

-66.0%

-15.0%

1.1%

0.9%

Price vs 50D-29.9%

Price vs 200D-27.6%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 26/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

good

Management má vysoké skóre díky strategii rozšíření a digitalizace, což naznačuje dobré vedení a schopnost adaptace na tržní podmínky.

good

Moat je zčásti patrný díky silné pozici v regionálním bankovnictví a diverzifikovaným službám, avšak vysoká konkurence a ekonomická nestabilita limitují udržitelnou výhodu.

Information

Type: Global stock
Symbol: GGAL
Exchange: NASDAQ
Currency: USD
Sector: Bankovnictví
: 139.5x
: 8.7B USD
: 0.37

§ Risk profile

Výsledky a hodnota GGAL jsou citlivé na prudké změny kurzu pesa, inflaci, regulaci a platební schopnost argentinských klientů. Českému investorovi navíc hrozí měnové riziko USD i omezená předvídatelnost argentinského trhu.

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