Global stock

LSEGBP

Legal & General Group

LGEN.L

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

56/ 100

Overall score·LGEN.L

Current price

2.99GBP

23/10/2026

P/E, P/B

Valuation

Neutral

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Forward P/E 11,8 a dividendový výnos 7,5 % působí příznivě, zatímco trailing P/E 27,2 a PEG 1,53 ukazují na méně jednoznačné ocenění; mimořádně vysoké P/B je u pojišťovny obtížně srovnatelné. Růst EPS o 507 % může být ovlivněn nízkou srovnávací základnou, zatímco tržby rostou solidně; hlavní slabinou zůstává vysoké účetní zadlužení a nízká ROA. Cena je nad oběma uvedenými klouzavými průměry a krátkodobé změny jsou kladné, analytický cílový odhad je však pod aktuální cenou.

§ Outlook vs S&P 500Next 12 months

About the same

Estimated chance of beating the index: about 52%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Context and events

Management

Skupinu vede Group CEO Antonio Pedro Dos Santos Simoes, finanční řízení má na starosti Group CFO Andrew Kail. Strategie se soustředí na penzijní a pojišťovací řešení, správu aktiv a efektivnější využití kapitálu. Katie Worgan zastává funkci Group Chief Operating Officer a Jamie Ovenden vede technologii, data a inovace.

Articles about Legal & General Group, in Czech (0)

No articles yet. New analyses are published daily.

§ Frequently asked questions

What is Legal & General Group (LGEN.L)?

Legal & General Group (LGEN.L) is a global stock traded on LSE. Sector: Financial services. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Legal & General Group price today?

As of 23 October 2026, Legal & General Group trades at about 2.99 GBP per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Legal & General Group?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Legal & General Group pay a dividend?

Legal & General Group either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Legal & General Group a good investment in 2026?

Our AI signal currently rates Legal & General Group as slightly negative (score 36/100). Financial health comes out at 56/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Legal & General Group

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Slightly negative

News summary

No newer news

Signal 05/10, 08:53

Průmyslový sektor a očekávané mediánové vlivy makro prostředí tlačí cenu dolů, současný technický obraz ukazuje poklesní trend a RSI pod 50.

Výrazně pozitivní; cenový vývoj ukazuje ztráty a technická forma momentum podporuje negativní krátkodobý směr. Makro prostředí v regiónu a sektorové tlaky mohou nadále snižovat sentiment.

Risks: Riziko změny sentimentu po zveřejnění výsledků či změn v nízkém objemu obchodů; fluktuace sazeb a regulační zásahy mohou otřást cenou; případný návrat zájmu investorů do sektoru by mohl obrátit trend.

More about the signal

Signal history· 1

28/0914:0161 · Slightly positive
Průměrná nálada kolem posílení dividend a stabilního výkonnostního profilu; techniky ukazují neutrální až mírně pozitivní signály s uptrendem a RSI 52.

The full 90-day signal history is part of Premium.

Ask the AI

DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 18 of 18

Valuation score

0/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

50% above the 1-year low (2.82 GBP to 3.16 GBP), based on stored daily prices.

4. P/E vs. similar companies

P/E 27.2 vs. median 16.5 (65 companies).

5. P/E relative to growth

PEG 1.5; a lower value means cheaper growth.

6. Analyst price target

-8.4% vs. the current price, 15 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

2.99 GBP

Low 1.91 GBPHigh 3.85 GBP

Current priceAverage: 2.74 GBP

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

-8.4%

Average target 2.74 GBP vs. price 2.99 GBP.

Analyst consensus

Target range

1.91 GBP - 3.85 GBP

Coverage

15 analysts

Analyst consensus

3.7 / 5

Changes 180 d

+0 / -0

EPS next year

9.5%

Revenue next year

1.3%

Valuation multiples

27.2

11.8

774.1

1.4

22.5

1.5

52-week range50% above the low

2.82 GBP3.16 GBP

507.0%

15.0%

18.0%

27.0%

Price vs 50D1.7%

Price vs 200D8.7%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 23/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

good

Vedení má oporu v dlouhé historii společnosti a nedávno oznámeném rozšíření portfolia i růstu dividendy. Skóre snižuje nejistota ohledně dlouhodobého dopadu regulace a úrokových sazeb na výsledky.

strong

Dlouhodobá značka, rozsah penzijních a pojistných aktivit a institucionální vztahy vytvářejí významnou konkurenční výhodu. Její trvanlivost omezuje silná konkurence v pojišťovnictví i správě aktiv.

Information

Type: Global stock
Symbol: LGEN.L
Exchange: LSE
Currency: GBP
Sector: Financial services
: 27.2x
: 16.0B USD
: 993.4 %
: 0.81

§ Risk profile

Výsledky mohou oslabit nepříznivý vývoj trhů, změny úrokových sazeb a vyšší pojistné či penzijní závazky. Českému investorovi navíc hrozí kurzové riziko britské libry vůči koruně.

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