Global stock

BITEUR

Banca Mediolanum SpA

BMED.MI

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

73/ 100

Overall score·BMED.MI

Current price

22.1EUR

23/10/2026

P/E, P/B

Valuation

Strong

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Aktivum se obchoduje pod sektorovým průměrem P/E, což naznačuje podhodnocení. Růstové trendy jsou silné, ale zadluženost a stabilita jsou mírně nadprůměrné. Trh je pozitivně naladěn na základě nedávných výsledků a akvizice.

§ Outlook vs S&P 500Next 12 months

Probably yes

Estimated chance of beating the index: about 62%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Context and events

Management

CEO a ředitel Massimo Antonio Doris vede skupinu. CFO Angelo Lietti odpovídá za finance a účetní výkaznictví; investor relations řídí Alessandra Lanzone a compliance Roberto Brega. Mediolanum staví na propojení bankovních, investičních a pojišťovacích služeb, distribuovaných prostřednictvím poradců i digitálních kanálů.

Articles about Banca Mediolanum SpA, in Czech (0)

No articles yet. New analyses are published daily.

§ Frequently asked questions

What is Banca Mediolanum SpA (BMED.MI)?

Banca Mediolanum SpA (BMED.MI) is a global stock traded on BIT. Sector: Financial services. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Banca Mediolanum SpA price today?

As of 23 October 2026, Banca Mediolanum SpA trades at about 22.10 EUR per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Banca Mediolanum SpA?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Banca Mediolanum SpA pay a dividend?

Banca Mediolanum SpA either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Banca Mediolanum SpA a good investment in 2026?

Our AI signal currently rates Banca Mediolanum SpA as slightly positive (score 57/100). Financial health comes out at 73/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Banca Mediolanum SpA

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Slightly positive

News summary

No newer news

Signal 05/10, 20:30

Mediolanum čelí smíšenému krátkodobému výhledu; náznak stabilizace díky mírně pozitivní dynamice tématu kolem finančních služeb, technicky bez jasného signálu.

Technické indikátory nejsou jednoznačné – Momentum 35 a RSI 49 naznačují neutrální až mírně pozitivní tón; trend je neutrální (→) a volatilita relativně nízká (41). Krátkodobý obraz zohledňuje stabilní cenu s malou ztrátou v 7–30d horizontech, makro prostředí přitom zůstává stabilní a bez zásadních negativních šoků.

Risks: Náhlý pokles v sektoru financí po změně regulačního rámce, zlepšení úrokových sazeb v EU, nebo neočekávané zisky z nových produktů, které by mohly zlepšit sentiment.

More about the signal

Risks: Náhlý pokles v sektoru financí po změně regulačního rámce, zlepšení úrokových sazeb v EU, nebo neočekávané zisky z nových produktů, které by mohly zlepšit sentiment.

Signal history· 1

29/0918:3167 · Slightly positive
Mediolanum čelí mírně pozitivnímu vývoji v kontextu trhu. Operativní výsledky a technické signály naznačují stabilní až mírně pozitivní trend s potenciálem pro upřesnění v krátkodobém horizontu.

The full 90-day signal history is part of Premium.

Ask the AI

DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 16 of 18

Valuation score

3/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

71% above the 1-year low (16.44 EUR to 24.42 EUR), based on stored daily prices.

4. P/E vs. similar companies

P/E 13.7 vs. median 16.6 (65 companies).

5. P/E relative to growth

PEG 0.2; a lower value means cheaper growth.

6. Analyst price target

12.3% vs. the current price, 10 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

22.10 EUR

Low 23.40 EURHigh 27.00 EUR

Current priceAverage: 24.81 EUR

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+12.3%

Average target 24.81 EUR vs. price 22.10 EUR.

Analyst consensus

Target range

23.40 EUR - 27.00 EUR

Coverage

10 analysts

Analyst consensus

1.8 / 5

Changes 180 d

+0 / -0

EPS next year

2.7%

Revenue next year

5.2%

Valuation multiples

13.7

15.5

3.9

7.1

0.2

52-week range71% above the low

16.44 EUR24.42 EUR

20.0%

29.0%

51.4%

30.1%

Price vs 50D-0.1%

Price vs 200D13.3%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 23/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

strong

Management má vysoké hodnocení díky dobré správě a strategickým krokům, včetně akvizice fintech startupu.

good

Moat je průměrný, s důrazem na silnou klientskou základnu a diverzifikované služby, avšak konkurence a regulace představují výzvy.

Information

Type: Global stock
Symbol: BMED.MI
Exchange: BIT
Currency: EUR
Sector: Financial services
: 13.7x
: 18.0B USD
: 0.75

§ Risk profile

Výsledky mohou kolísat s tržní hodnotou spravovaných aktiv, výší poplatků a úrokovými sazbami. Český investor navíc nese měnové riziko EUR/CZK a rizika spojená s regulací finančních služeb v Itálii a EU.

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