Global stock

STOSEK

Skandinaviska Enskilda Banken A

SEB-A.ST

AI analysis and articles are in Czech.

§ Financial healthLong-term stability

68/ 100

Overall score·SEB-A.ST

Current price

201.1SEK

23/10/2026

P/E, P/B

Valuation

Neutral

Rates whether the stock is cheap or expensive relative to its history and sector. A score above 60 suggests the stock trades below its estimated intrinsic value.

Tracks:P/E · P/B · FCF yield · sector

Forward P/E 13.77 a P/B 1.88 naznačují, že akcie není výrazně nadhodnocená ani podhodnocená, zatímco PEG 2.32 ukazuje, že tempo růstu není výrazně nad cenou. Dividendový výnos 3.86% a vysoká ziskovost podporují atraktivitu z pohledu fundamentů.

§ Outlook vs S&P 500Next 12 months

Probably yes

Estimated chance of beating the index: about 59%

8 of 8 inputs

NoProbably notSameProbably yesYes

A model estimate from current values. The result may change with new data; it is not a price target or an investment recommendation.

§ Financial results

Financial results·SEB-A.ST

mld. SEK

RevenueEBITDANet incomeEBITDA margin

Margins and profitability·SEB-A.ST

Net marginEBITDA marginDashed = estimate

Net margin

+40.4 %

FY 2025 · reported

EBITDA margin

0.0 %

FY 2026 · estimate

Net margin

+41.8 %

last 12 months

Operating margin

+54.7 %

last 12 months

ROE

+14.1 %

last 12 months

FY = fiscal year · TTM = trailing 12 months

§ Context and events

Management

Jonas Arthur Ahlstrom působí jako COO a dočasný prezident a CEO. CFO je Christoffer Malmer; Ainar Leppänen vede oblast retailu a bankovních technologií a John Abrahamson jednotku korporátních financí. SEB se zaměřuje na univerzální bankovní služby pro firmy i domácnosti a na své silné postavení v severském a pobaltském regionu.

Articles about Skandinaviska Enskilda Banken A, in Czech (0)

No articles yet. New analyses are published daily.

§ Upcoming results

22 October 2026

Expected

Earnings

Earnings = quarterly financial results (revenue and profit). Companies publish them every three months and the share price often reacts strongly.

§ Frequently asked questions

What is Skandinaviska Enskilda Banken A (SEB-A.ST)?

Skandinaviska Enskilda Banken A (SEB-A.ST) is a global stock traded on STO. We track it daily — scoring news sentiment, the short-term outlook and long-term stability on a 0–100 scale.

What is the Skandinaviska Enskilda Banken A price today?

As of 23 October 2026, Skandinaviska Enskilda Banken A trades at about 201.10 SEK per unit. We update the price daily from public market data. Intraday moves can differ significantly — always check the final price with your broker.

How to buy Skandinaviska Enskilda Banken A?

Through regulated online brokers such as Degiro, XTB, Trading 212 or Interactive Brokers. Shares trade in USD or EUR — most brokers convert your currency automatically. FinSignal does not operate any of these platforms and charges no commission — the overview is only a signpost.

Does Skandinaviska Enskilda Banken A pay a dividend?

Skandinaviska Enskilda Banken A either pays no dividend at the moment or we have no reliable data on it. Many growth companies prefer reinvesting profit to paying dividends — check the current policy in the company's investor relations materials.

Is Skandinaviska Enskilda Banken A a good investment in 2026?

Our AI signal currently rates Skandinaviska Enskilda Banken A as slightly positive (score 70/100). Financial health comes out at 68/100, so beyond short-term news it is worth watching the valuation, growth, profitability and stability of the company. FinSignal is not an investment adviser licensed under Czech Act No. 256/2004 Coll. — signals are analytical input, not a recommendation to buy or sell. You make every decision at your own risk.

§ More global stocks

Microsoft Corporation

§ How to buy Skandinaviska Enskilda Banken A

You can buy shares through regulated online brokers available in the EU. They differ mainly in fees, app quality and which markets they cover.

Degiro
Dutch broker with low fees for passive investors. No account fee, trading in EUR and USD.
XTB
Polish broker with zero commission on stocks and ETFs up to EUR 100,000 a month. Own xStation platform.
Trading 212
Zero-commission broker with fractional shares from EUR 1 and automated investing (Pies). Suits beginners and regular investing.
Interactive Brokers
US broker for advanced investors. The widest choice of markets, low costs at larger volumes, a professional platform with a steeper learning curve.

FinSignal operates none of these platforms. We charge no commission on purchases.

Important: Signals are an analytical tool, not investment advice within the meaning of Czech Act No. 256/2004 Coll. Past performance does not guarantee future results. You make all decisions at your own risk.

§ Current signalShort-term mood

/ 100

● Slightly positive

News summary

No newer news

Signal 01/10, 12:30

PagSeguro Digital zůstává atraktivní na pozadí propouštění cen a dividendových signálů; makro prostředí a dividendy podporují stabilní tok peněz.

Zprávy z posledních dnů ukazují na atraktivní cenovou hladinu a potenciál návratnosti z dividend, což doplňuje technickou uptrendovou dynamiku. RSI kolem 51 potvrzuje neutrální až mírně pozitivní moment, 7denní změny cen naznačují stabilní směrování s drobným nárůstem. Makro prostředí má vliv na rizikovější aktiva a trh je citlivý na širší tlak na emise dluhopisů a úroků.

Risks: Možný výběr dividendní politiky, regulatorní tlaky v Brazílii a případný zhoršený růst v segmentu e‑commerce, které by mohly ovlivnit sentiment akcie. Krátkodobý růst by mohl být oslaben v případě negativních zpráv o zisku, nebo změnách úrokových sazeb, které zhorší atraktivitu dividend.

More about the signal

Signal history· 1

24/0921:0469 · Slightly positive
SEB má pozitivní krátkodobý výhled díky stabilní poptávce a rostoucímu kurzu, trend je nahoru a RSI ukazuje zdravý tempo růstu.

The full 90-day signal history is part of Premium.

Ask the AI

DCF valuation

A DCF model is not suitable for this asset class.

§ Valuation check

Is the price reasonable?

Six quick tests: price against fair value, the last year, similar companies and analyst estimates. They are calculated from the numbers, not from AI estimates. This is not a recommendation.

Data 16 of 18

Valuation score

1/ 6

4/6 tests available

1. Below DCF fair value

The complete DCF range or the current price is missing.

2. Well below DCF value

The complete DCF range or the current price is missing.

3. Price vs. the last year

47% above the 1-year low (170.5 SEK to 235.9 SEK), based on stored daily prices.

4. P/E vs. similar companies

P/E 13.9 vs. median 13.0 (42 companies).

5. P/E relative to growth

PEG 2.3; a lower value means cheaper growth.

6. Analyst price target

4.0% vs. the current price, 17 analysts.

Price and fair value

no complete range

The DCF check appears once both the price and the model range are available.

Price vs analyst target

Current price

201.1 SEK

Low 183.0 SEKHigh 237.0 SEK

Current priceAverage: 209.1 SEK

DCF gap

no complete range

The DCF check appears once both the price and the model range are available.

Analyst target

+4.0%

Average target 209.1 SEK vs. price 201.1 SEK.

Analyst consensus

Target range

183.0 SEK - 237.0 SEK

Coverage

17 analysts

Analyst consensus

2.7 / 5

Changes 180 d

+0 / -0

EPS next year

10.6%

Revenue next year

5.5%

Valuation multiples

13.9

13.8

1.9

5.7

2.3

52-week range47% above the low

170.5 SEK235.9 SEK

8.0%

2.0%

41.8%

14.1%

Price vs 50D-2.9%

Price vs 200D4.6%

Metrics explained+

Price and fair value

DCF range: A model estimate of fair value from future free cash flow. A price above the range means the market pays a premium over the model; a price below it may signal a more conservative market valuation or an overly optimistic model.
Analyst target: The average and range of the analyst price targets we track. It is the market consensus, not a FinSignal recommendation, and it can lag fast price moves.
52-week range: Shows where the current price sits between the low and high of the last year. A value near the high often signals strong momentum, but on its own says nothing about whether the stock is expensive.
Price vs 50D / 200D: Compares the price with its short- and long-term moving averages. A positive value means the price is above the trend; a negative one below it.

Multiples

P/E: Price relative to current earnings. A lower P/E can mean cheaper, but it can also point to a weak outlook or risk.
Forward P/E: Price relative to next year's expected earnings. For growing companies it is often more useful than the historical P/E because it reflects estimates of future earnings.
P/B: Price relative to the book value of equity. It makes more sense for banks, insurers and capital-intensive companies than for software or brands.
P/S: Price relative to revenue. It helps with companies that have low or negative earnings; a high P/S means the market expects strong growth or future margins.
EV/EBITDA: The value of the whole company, including debt, relative to operating profit before depreciation. Useful for comparing companies with different leverage.
PEG: P/E adjusted for earnings growth. A value around 1 may suggest the valuation matches growth, but the metric is sensitive to estimates.

Growth and quality

EPS growth: Year-on-year change in earnings per share. Strong growth supports a higher valuation, but for cyclical companies it can be temporary.
Revenue growth: The growth rate of sales. It helps tell whether profits grow on real demand or mainly on cost savings.
Net margin: How much of each unit of revenue is left as net profit. A higher margin often points to stronger pricing power or more efficient operations.
ROE: Return on equity. A high ROE can signal a quality business, but check that it is not artificially boosted by heavy debt.

Most data available. Missing values mean the market data source did not provide them for this ticker. The data is indicative and may be delayed. Price as of 23/10/2026.

Management and competitive advantage

Both are estimated by the AI from the company profile, news and results. They do not count towards the 6-pillar financial health score. The AI comments are in Czech.

strong

Vedení má dlouhodobou kontinuitu, ukazuje stabilitu a zaměřuje se na digitalizaci, ale regulatorní rizika bankovnictví snižují jistotu.

good

Moat spočívá v regulatorních bariérách a široké klientské základně, ale konkurenční tlak a omezená diferenciace snižují intenzitu výhody.

Information

Type: Global stock
Symbol: SEB-A.ST
Exchange: STO
Currency: SEK
Sector: Bankovnictví
: 13.9x
: 423.4B USD
: 0.43

§ Risk profile

Výsledky ovlivňují úrokové sazby, úvěrové ztráty a vývoj ekonomik, v nichž banka působí. Českému investorovi navíc výnos v korunách mění kurz SEK a případná změna dividendy.

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